Expect to hear much more about Woodlands in the near future, thanks to the upcoming Johor Bahru – Singapore Rapid Transit System (RTS) link. This four-kilometre cross-border rail line will connect Woodlands to Malaysia; and this also means proximity to Johor’s planned Special Economic Zone (SEZ). This will cement Woodlands’ status as the regional centre […] The post Why This Once-Ulu Town In Singapore Is Going To Change (In A Big Way) first appeared on TheFinance.sg.

While the title may sound contradictory, it reflects a deeper reality. Reading and researching about the Singapore REIT sector and how, over the years, retail investors have suffered substantial losses, it dawned onto me the reality of investing in Singapore. The Lippo Playbook- Enriching Themselves not Singapore Investors The Lippo Group owns stakes in several […] The post HDB Resale Prices Finally Slowed in 2025 — Will It Continue in 2026? first appeared on TheFinance.sg.

When I told people I used to live in the Bayshore neighbourhood in East Coast, the usual response used to be: “Huh? Japan is it?” For most of my teen years when I lived in that neighbourhood, the Bayshore area was associated with being an obscure and ‘ulu’ estate. For decades, when giving taxi drivers directions […] The post I Lived In Bayshore When It Was ‘Ulu’. Here’s How Much It Has Changed first appeared on TheFinance.sg.

Compare best home loan rates with Cashew (sponsor) https://kvli.link/cashew Join my Telegram https://t.me/kelvinvest 0:00 – Intro 1:08 – How much can you save by switching over? 2:30 – Cashew shoutout! 3:30 – Will rates go back up? 5:36 – Should you refinance from an HDB loan to a bank loan? None of this is meant […] The post Mortgage Rates Are VERY LOW Now. Should You Refinance HDB To Bank Loan?! first appeared on TheFinance.sg.

You may have seen advertisements claiming that HDB owners can upgrade to a condominium or private property without using any of their savings. Naturally, a few questions come to mind: Is this actually possible? Or is it just clever marketing? And if it’s real, could you qualify? The honest answer is this: yes, it is possible. […] The post Can You Really Afford to Upgrade to a Private Property? Here’s What You Need to Know first appeared on TheFinance.sg.

Thinking of taking a bank loan for your HDB flat, but not quite sure if it’s actually the smarter move compared to an HDB loan? You’re definitely not alone. I’ve seen plenty of first-time buyers and even upgraders go down the same rabbit hole of interest rate tables, “promo” packages, and advice that sounds confident […] The post 11 Pros & Cons of Choosing a HDB Bank Loan first appeared on TheFinance.sg.

As 2025 draws to a close, the new launch market can look forward to a bit of a breather – at least for the buyers’ side of the market. The private residential market appears to be entering a more measured phase after two consecutive years of rising prices. Even though we have fewer GLS sites […] The post 4 Key Trends Reshaping Singapore’s New Launch Condo Market In 2026 first appeared on TheFinance.sg.

Becoming a homeowner is one of those milestones that can be very different for each person. For some, it’s a moment of relief at finally being free from landlords or meeting social expectations. For others, it’s a mild panic when they see the first mortgage repayment turn up and realise this is going to be […] The post Why More Land Doesn’t Automatically Fix Housing In Singapore first appeared on TheFinance.sg.

Becoming a homeowner is one of those milestones that can be very different for each person. For some, it’s a moment of relief at finally being free from landlords or meeting social expectations. For others, it’s a mild panic when they see the first mortgage repayment turn up and realise this is going to be […] The post What I Only Learned After My First Year Of Homeownership In Singapore first appeared on TheFinance.sg.

Last week, we searched for the cheapest 5-room flats in Singapore. This week we’re following up with the cheapest 4-room flats we could find instead. These units don’t just stand out not just for their pricing, but for reasons like nearby amenities, public transport access, and layout.  If you’re prioritising space and location over newness, […] The post Here Are The Cheapest 4-Room HDB Flats in Central Singapore You Can Still Buy From $490K first appeared on TheFinance.sg.