Paying off the home loan early isn’t the universally right move for everyone: it can tie up a lot of money in a property asset. But there are homeowners who aim to do just this, and some have ambitious goals like paying off a home loan even before their mid-forties. This week, we spoke to […] The post “We Treated Our Flat As A Liability” How One Couple Paid Off Their HDB In 15 Years first appeared on TheFinance.sg.

Why 99-Year Leasehold Expiry Is NOT a Problem (And Why Some Freehold Properties Are Cheaper!) | Must-Watch for SG Property Investors Is your 99-year leasehold property going to ZERO value? Should you always choose freehold over leasehold? Think again. In this eye-opening video, we break down why the expiry of a 99-year leasehold isn’t necessarily […] The post Why HDB & L99 Going to S$0 is Not A Problem! first appeared on TheFinance.sg.

Summary The number of resale flats sold have fallen to a five-year low. Nearly 6,400 of such units were transacted in the first quarter of the year. This is down 7.7 per cent from the nearly 7,000 sold in the same period last year. Prices of these flats were up 1.5 per cent, lower than […] The post [Post 1150] Nearly 6,400 resale flats sold in Q1, lowest volume in 5 years first appeared on TheFinance.sg.

2024 was the year of the sub sale transaction. Usually rare, there were 1,428 sub sale transactions for the whole of the year; up from 1,294 units in 2023, and up from a mere 178 units(!) back in 2020. But realtors on the ground say they expect sub sales to continue growing for the coming year, […] The post Condo Profits Averaged $270K In 2024 Sub Sales: Could This Grow In 2025? first appeared on TheFinance.sg.

Dual-key units are something of a niche property. On the one hand, having a subunit opens up many different possibilities. On the other hand, some might complain that it restricts interior design possibilities and uses more space for utilities. This week, we spoke to architect RJ, who showed us how he maximised the square footage […] The post Why This Architect Chose A Dual-Key Condo (Even Though He Was Set On A BTO) first appeared on TheFinance.sg.

Buying a property under construction can be both exciting and challenging. While the prospect of capital appreciation and new facilities is appealing, it’s important to consider several factors to ensure a smooth purchase. Doing proper research, planning your finances, and understanding the legal details can help you make a well-informed decision. Here are some key […] The post What To Look Out for When Buying a Property Under Construction first appeared on TheFinance.sg.

Project Case Study: Penrose Client Details Early 30s Works in medical sales Buyer’s Brief  Solo investor with a budget under S$1M. Purchasing purely for investment, with no specific location or lifestyle preferences Open to both resale and new launch projects Challenges they faced Bought shortly after the COVID-19 pandemic, amid market uncertainty Limited to the […] The post Why We Bought A $960k 2-Bedder Condo At Penrose During COVID: A Buyer’s Case Study first appeared on TheFinance.sg.

Summary Unlike most countries, nearly 80% of Singapore’s resident population live in subsidised public housing. And for many locals, getting a BTO – the Housing and Development Board’s Build-to-Order flats – has become a rite of passage. But as with most such rites, it comes with its challenges. A quick search on social media will […] The post [Post 1142] When Will I Get My Home? | Singapore’s Public Housing Revealed first appeared on TheFinance.sg.

Summary The Singapore public housing model has been lauded by near and far. It is a unique system that has undeniably been a success from the very early years since the Housing and Development Board’s founding. But as Singapore’s housing needs and aspirations have grown and changed over the decades, has the system kept pace? […] The post [Post 1141] Has Housing Become Unaffordable? | Singapore’s Public Housing Revealed first appeared on TheFinance.sg.

In this week’s episode, we explore a multi-storey family home designed to balance modernity with warmth. The owners spent two years on its architectural design and construction, resulting in a calm and cohesive living space ideal for family life and entertaining. The post A Family’s Monochrome Open-Concept Home with Colour Accents first appeared on TheFinance.sg.