Some Singaporeans still insist on buying freehold properties, if for no reason beyond a sense of permanence (one that isn’t well-founded, as many freehold condos tend to go en-bloc just like leasehold counterparts.) This sometimes creates the impression that freehold properties are somehow infallible or have a money-making guarantee. This week, we’re going to look […] The post What Can We Learn From The Worst Performing Freehold Condos In Singapore In 2024? first appeared on TheFinance.sg.

2025 sees the advantage swing to the sellers’ side in the resale flat market. The number of flats reaching their five-year MOP this year is quite low: it marks a sharp U-turn from the Covid era (2020 and 2021), when we saw a bumper crop of flats reaching MOP. The recent sale of a 3-room […] The post 32 Recently MOP HDB Flats Entering The Market In 2025 (From $358k) first appeared on TheFinance.sg.

Hi Ryan / Stacked, I’ve been a long time reader of Stacked and have enjoyed the many wonderful analysis pieces by Ryan. I have been giving some thought to my situation and was wondering if it was possible to get Ryan’s analysis on it. My details are below and many thanks in advance. Dual (middle) […] The post With $700k In Cash, Should Our First Condo Be New Launch Or Resale? first appeared on TheFinance.sg.

It’s not uncommon for your first choice to fall through when shortlisting a home. Maybe the seller changed their mind, or the unit got taken off the market. While this can be disappointing, there’s often a silver lining: your fallback options might actually save you money. By re-evaluating what’s out there, you could stumble upon […] The post How To Spot Cheaper Home Alternatives If You’ve Missed Out On Your First Choice first appeared on TheFinance.sg.

In this week’s episode, Michael and Mabel introduce their home, a top-floor unit in a 1930s three-story walk-up. Surrounded by nature, the couple moved in a year ago, appreciating the blend of an older building style with their lifestyle. The post Inside A 1930s Walk-Up Apartment In The Middle Of Nature first appeared on TheFinance.sg.

As everyone knows, it’s increasingly difficult to find a non-strata, non-leasehold landed property in Singapore for under $4 million these days. Hence, when I saw that there was an estate in the East which had not 1, but 2, freehold houses that sold for $3+million in 2024, I thought it would be worth heading over […] The post Touring A Quiet Freehold Landed Estate In The East With Terrace Homes From $3.8m first appeared on TheFinance.sg.

“False ceiling” is now a term we can apply to an interior design feature, and the cash minimums for Executive Condos (ECs). Right now the income ceiling to buy one is $16,000 per month, up from $14,000 (the previous ceiling from 2015 to 2019). This matters for more than just eligibility reasons. When you buy […] The post Is 2025 The Time To Raise The EC Income Ceiling? first appeared on TheFinance.sg.

For some flat buyers, lease decay (aka the 99-year time bomb) is a concern. This has created a lot of demand for younger flats; the most desirable of which are five-year-old resale flats, which have only just reached their Minimum Occupancy Period (MOP). As a result, these flats tend to be among the priciest on […] The post Where Are The Cheapest Recently MOP-ed HDB Flats In 2025 (From $270,000) first appeared on TheFinance.sg.

One of the highest premiums attached to resale flats is based on age. When a flat is sold right after MOP (usually five years, except for plus and prime models,) it’s in a desirable state of being ready to move into, with negligible lease decay. Even the renovations are new, thus minimising the time and […] The post How High Does The Premium For A Newly-MOP HDB Flat Get? first appeared on TheFinance.sg.