Whether you’re a young couple buying your first home or someone looking for a property upgrade, understanding the key differences between BTO and resale flats can help you make a decision that fits your lifestyle, financial goals, and future aspirations. Let’s break down the essentials to help you determine which option is the right one […] The post BTO vs. Resale Flats: Which Is Right for You? first appeared on TheFinance.sg.

One fire is one too many. According to statistics from Singapore Civil Defence Force (SCDF), the number of fires in residential buildings increased by 3.7% in 2023. In particular, unattended cooking and electrical origin made up the top two causes for residential fires. Casualties and significant damage occur as a result so these incidents underscore the importance of being […] The post What Does the HDB Fire Insurance Scheme Cover and Is It Enough? first appeared on TheFinance.sg.

Some homebuyers may feel an agent of their own is unnecessary. Some want to avoid paying commissions (though for private properties, the seller usually pays both agents). Others worry about the buyer and seller agents colluding to raise the price, for higher commissions on both sides (although the reality is most agents would rather close […] The post Buying A Property Without An Agent? Here Are 6 Things That You Should Watch Out For first appeared on TheFinance.sg.

Everyone wants to stay in a convenient location, which is why homes in the centre of Singapore typically are priced at a premium. As such, this makes affordable options in this area a bit of a rarity. That’s why, this week, we’re spotlighting five of the cheapest 5-room HDB flats in Central Singapore. Sure, they’re […] The post 5 Cheapest Yet Spacious 5-Room HDB Flats in Central Singapore From $690k first appeared on TheFinance.sg.

There are certain projects in Singapore that consistently rank in the top five to ten for gross rental yield. From time to time, inquiries arise regarding these projects, asking why they are so special and why they never seem to move from the top of the list. Our short answer? They’re cutting corners (we explain […] The post 5 Best Condos For Rental In Singapore: Why New Investors May Want To Watch Out first appeared on TheFinance.sg.

There are certain projects in Singapore that consistently rank in the top five to ten for gross rental yield. From time to time, inquiries arise regarding these projects, asking why they are so special and why they never seem to move from the top of the list. Our short answer? They’re cutting corners (we explain […] The post Singapore’s Top Rental-Yield Condos: High Rental Returns But Are They Worth The Risks? first appeared on TheFinance.sg.

In Asia, few numbers are more emblematic of prosperity than the iconic “8.” In Mandarin, “8” (“ba”) sounds similar to “fa,” which means wealth—a linguistic coincidence that has made “8” a symbol of abundance. So we’ve decided to put this lucky number to the test in real estate. We rounded up a selection of condos […] The post Are Condos In Singapore With The Number “8” More Prosperous?  first appeared on TheFinance.sg.

Today, we’re headed to Jago Close and Chapel Road, 2 parallel streets in the East of Singapore. These 2 streets are just off East Coast Road and between Marine Parade MRT station, the Marine Parade HDB estate, and many famous eateries such as Chin Mee Chin Confectionery, Merci Marcel, and more. Here’s the map to […] The post Touring A Rare Convenient Freehold Landed Estate Close To Marine Parade MRT (From $5m) first appeared on TheFinance.sg.

From a new record of $1.73 million for a 5-room flat to a 3-room flat hitting $900,000, the affordability of our resale HDB flats has come into question yet again. As part of the argument, we hear claims that most million-dollar (or $1.5 million+) flats are not “normal” flats. Some readers have also suggested that, if we leave […] The post How Much Have HDB Prices Really Risen? A Look Beyond Million-Dollar HDB Flats first appeared on TheFinance.sg.

It can be tempting to try and sell your own home in Singapore. Skipping the property agent means you can save the usual two per cent commission, which, on higher-priced properties, can add up to a significant amount. However, in reality, the majority of property sales still go through agents. The reason is simple: not […] The post Should You Sell Your Own Home In Singapore? 7 Key Factors To Consider Before You Try first appeared on TheFinance.sg.