Two-bedders are one of the discussed layouts in the property market right now; largely because high prices have placed three or four-bedders out of reach for many. This has sparked interest in two-bedders that are bigger than the norm, such as 2+1 units (sometimes also marketed as “compact three-bedders.”) But is the extra +1 worth […] The post 2-Bedder vs 2+Study Units: Which Condo Layout Has Better Returns Over The Last Decade? first appeared on TheFinance.sg.

Most of us are familiar with 6th Avenue, but did you know there’s also a First Avenue, Second Avenue, Third Avenue, Fourth Avenue and Fifth Avenue nearby? I must have passed these streets hundreds of times on my way to school (back in the day), but had never explored them. Since we’ve been touring the […] The post Where $4 Million Semi-Ds Sit Next To $40 Million GCBs: Touring First Avenue In Bukit Timah first appeared on TheFinance.sg.

Most people assume it is, since it’s something that’s been going on for over a decade. The idea is that one co-owner (most often a spouse) owns 99 per cent of the property, whilst another owns just one per cent. Later, when the funds exist for each one to own a separate property, the owner […] The post So Is The 99-1 Property Split Strategy Legal Or Not? first appeared on TheFinance.sg.

This week, the Singapore government brought back something familiar—a tougher Seller’s Stamp Duty (SSD). If you sell a private property within four years of buying it, you could now pay up to 16% in SSD, depending on how soon you sell. That’s up from the previous three-year window and 12% maximum. These changes apply to all private residential properties […] The post New SSD, Old Mistake: Don’t Let a Condo Become Your Retirement Plan first appeared on TheFinance.sg.

Seller Stamp Duty is back to the way it was. Again. Because, of course, it is. To prevent the market from reacting on time and deprive me of sleep, the government has just announced, at close to midnight on 03 July 2025, that Sellers Stamp Duty (SSD) rates are back to how they were in […] The post Higher 2025 Seller’s Stamp Duty Rates Just Dropped: Should Buyers And Sellers Be Worried? first appeared on TheFinance.sg.

When Singapore emerged from the COVID-19 pandemic, the property market didn’t just bounce back; it saw a steep change in buyer behaviour and preferences, which may well be with us for decades to come. In the years since COVID, we’ve seen price records tumble, new launches sell out within weekends, and resale condos face tight […] The post Why Upgrading From An HDB Is Harder (And Riskier) Than It Was Since Covid first appeared on TheFinance.sg.

Is Singapore’s Property Market Finally Cooling? Q2 2025 Breakdown Singapore’s property market is showing clear signs of a slowdown. In this video, we dive deep into the latest data from Q2 2025, which reveals a significant drop in the pace of price growth for both HDB resale flats and private properties. What’s causing this? From […] The post Singapore Property Market Down! first appeared on TheFinance.sg.

Veteran property investors, as well as industry professionals, tend to know what to expect from a developer’s name. This is especially important for new launch projects, where you may not be able to visibly check on the issues yet – you may be going largely on trust that you’ll get what’s promised. And with a […] The post A First-Time Condo Buyer’s Guide To Evaluating Property Developers In Singapore first appeared on TheFinance.sg.

Homeownership is often seen as a key milestone of adulthood and a dependable way to build long-term wealth. However, I have learned that the financial reality of buying a property is far more nuanced than simply acquiring an asset. While it can be a powerful wealth-building tool, it also introduces a unique set of financial […] The post How buying a property reshaped my personal finance and investing journey first appeared on TheFinance.sg.

Because lately it feels like if you want a child, you need to sacrifice the square footage where it would learn to walk. That’s the first problem that comes to mind – price – when I look at a 25-year loan tenure and long BTO queues. But price may be adjacent to a wider range of factors, […] The post Is Our Housing Policy Secretly Singapore’s Most Effective Birth Control? first appeared on TheFinance.sg.