Compare best home loan rates at https://kvli.link/cashew (Sponsor) Join my Telegram https://t.me/kelvinvest 0:00 – Intro 0:31 – Refinancing vs repricing 1:56 – How Cashew can help 3:11 – When should you refinance? 4:30 – Key factors before refinancing 7:30 – Fixed or floating rate? 10:16 – HDB or bank loan? 12:41 – Should you wait […] The post Refinancing Your Home Mortgage Loan? | Watch You NEED To Know first appeared on TheFinance.sg.

3-bedroom condos are where family living starts to become more flexible. With three bedrooms, families have options, whether for a home office, extra storage, or accommodating children, and the space to adapt as needs change. Their versatility makes them a favourite for many buyers, and steady demand tends to keep 3-bedroom condo resale values strong. […] The post The Cheapest 3-Bedroom Condos in Singapore You Can Buy Right Now Under $1.2M first appeared on TheFinance.sg.

Project: 5-room Bukit Panjang HDB flat Buyer profile 47 years old Living with her son Owns a 5-room HDB flat in Jurong East Works in the finance sector Buyer brief Wants to sell her 40-year-old home Wants to buy a home that can be passed on to her son Buyer challenges Concerned about the lease […] The post Why I Sold My 40-Year-Old Jurong Flat For A Newer Bukit Panjang One: A Buyer’s Case Study first appeared on TheFinance.sg.

As someone navigating both a mortgage and a portfolio of investments, this question hits close to home: Should I throw extra cash into my mortgage, or should I invest it instead? It sounds like a simple fork in the road, but the more I’ve thought about it, the more I’ve realised it’s not just about […] The post Should you repay your mortgage early or invest the money? first appeared on TheFinance.sg.

A long time ago, in 2018, there was a contentious moment when the government pointed out that even 50-year-old flats could still appreciate. But it’s now been about seven years, and the environment has changed: we’ve seen the last of the SERS exercise, VERS looms on the horizon, and of course, the old HDB flats aren’t […] The post Are Singapore’s Oldest HDB Flats Finally Losing Value? A 2025 Price Update first appeared on TheFinance.sg.

Project: Skye At Holland District: 10 Address: 2 and 6 Holland Village Way Tenure: 99-years No. of Units: 666 Site Area: 133,343.32 sq ft Developer: Holly Development Pte. Ltd. TOP: 2029 If you trace the history of Singapore’s condos, a clear pattern emerges: floor plans change as land gets scarcer and affordability becomes more critical. […] The post Skye At Holland Condo Review: Attractive Entry Price To Holland Village From $2,598 PSF first appeared on TheFinance.sg.

Every so often, the numbers remind us of real estate’s sheer weight in the global economy. According to Savills, the total value of all real estate, residential, commercial, and agricultural land stood at US$393.3 trillion at the start of 2025. Even with a slight 0.5% dip year-on-year, property remains the world’s largest store of wealth […] The post Global Real Estate Tops $393 Trillion In 2025: Still the World’s Largest Store of Wealth first appeared on TheFinance.sg.

Over the past few decades, few rooms in the Singaporean home have changed so much as the kitchen. If you revisit dusty interior design magazines under the coffee table, odds are you’ll see many of the rooms share the same concerns as today: fitting a queen-sized bed in the junior suite, feature walls for the […] The post The Room That Changed the Most in Singapore Homes: What Happened to Our Kitchens? first appeared on TheFinance.sg.

For many families, a 4-room HDB flat is the ideal size, with enough space for children and even grandparents. But larger homes often come with higher prices. To find cheaper options, buyers may need to accept trade-offs like shorter leases or longer walks to the MRT, which matter less if you drive. This week, we […] The post The Cheapest 4-Room HDB Flats Still Available Right Now – From $410,000 first appeared on TheFinance.sg.

Stamped into the façade of 1 Canterbury Road is the year of its completion: 1933. While most of Alexandra Park is known for its iconic black-and-white houses, this property belongs to a very different lineage: it is one of the few Art Deco residences in the estate. Black-and-whites, with their timber beams, wide verandas, and […] The post A Rare 1930s Art Deco Home In Alexandra With 33,000 Sq Ft of Land Is Up For Rent first appeared on TheFinance.sg.