This week, the Singapore government brought back something familiar—a tougher Seller’s Stamp Duty (SSD). If you sell a private property within four years of buying it, you could now pay up to 16% in SSD, depending on how soon you sell. That’s up from the previous three-year window and 12% maximum. These changes apply to all private residential properties […] The post New SSD, Old Mistake: Don’t Let a Condo Become Your Retirement Plan first appeared on TheFinance.sg.

Seller Stamp Duty is back to the way it was. Again. Because, of course, it is. To prevent the market from reacting on time and deprive me of sleep, the government has just announced, at close to midnight on 03 July 2025, that Sellers Stamp Duty (SSD) rates are back to how they were in […] The post Higher 2025 Seller’s Stamp Duty Rates Just Dropped: Should Buyers And Sellers Be Worried? first appeared on TheFinance.sg.

When Singapore emerged from the COVID-19 pandemic, the property market didn’t just bounce back; it saw a steep change in buyer behaviour and preferences, which may well be with us for decades to come. In the years since COVID, we’ve seen price records tumble, new launches sell out within weekends, and resale condos face tight […] The post Why Upgrading From An HDB Is Harder (And Riskier) Than It Was Since Covid first appeared on TheFinance.sg.

Is Singapore’s Property Market Finally Cooling? Q2 2025 Breakdown Singapore’s property market is showing clear signs of a slowdown. In this video, we dive deep into the latest data from Q2 2025, which reveals a significant drop in the pace of price growth for both HDB resale flats and private properties. What’s causing this? From […] The post Singapore Property Market Down! first appeared on TheFinance.sg.

Veteran property investors, as well as industry professionals, tend to know what to expect from a developer’s name. This is especially important for new launch projects, where you may not be able to visibly check on the issues yet – you may be going largely on trust that you’ll get what’s promised. And with a […] The post A First-Time Condo Buyer’s Guide To Evaluating Property Developers In Singapore first appeared on TheFinance.sg.

Homeownership is often seen as a key milestone of adulthood and a dependable way to build long-term wealth. However, I have learned that the financial reality of buying a property is far more nuanced than simply acquiring an asset. While it can be a powerful wealth-building tool, it also introduces a unique set of financial […] The post How buying a property reshaped my personal finance and investing journey first appeared on TheFinance.sg.

Because lately it feels like if you want a child, you need to sacrifice the square footage where it would learn to walk. That’s the first problem that comes to mind – price – when I look at a 25-year loan tenure and long BTO queues. But price may be adjacent to a wider range of factors, […] The post Is Our Housing Policy Secretly Singapore’s Most Effective Birth Control? first appeared on TheFinance.sg.

This is actually a continuation from last week, when I mentioned Pasir Ris Northshore. While that’s one interesting part of Pasir Ris, I wanted to talk more about how this particular town has evolved tremendously, even though it’s often out of the limelight; and it’s particularly timely with the strong response to the upcoming Pasir Ris EC […] The post Why More Young Families Are Moving to Pasir Ris (Hint: It’s Not Just About the New EC) first appeared on TheFinance.sg.

This week, we’re shining a light on something a little harder to come by these days: proper space. We’re talking full-sized, old-but-freehold condos that go well beyond the usual 1,200 or even 1,600 sq ft. Each of these units clocks in at over 2,650 sq ft, which makes them ideal if you’re after room to […] The post 5 Spacious Old But Freehold Condos Above 2,650 Sqft first appeared on TheFinance.sg.

In Singapore, the peak condo launch periods typically fall in the second half of the year, while avoiding the Lunar Seventh month (starting 23 Aug 2025) and the school holidays(mid-November to end-December). Sentiment in Singapore’s private new sales market remains positive despite ongoing geopolitical trade tensions and regional conflicts. Buyers remain confident, driven by shifts in […] The post 11 Upcoming New Condo Launches in Singapore in 3Q 2025 – Which to Look Out For? first appeared on TheFinance.sg.