Some home buyers have the idea that, if they skip the buyer’s agent, they’ll save money or have an easier time: this is because HDB flat buyers are expected to pay their own agent, whilst in private property, sellers’ agents sometimes refuse to co-broke (i.e., they don’t want to split their commission with the buyer’s […] The post What DIY Property Buyers In Singapore Might Miss Out On (And Why It Matters) first appeared on TheFinance.sg.

We’ve run a few articles on conversation houses in Singapore, fromBlair Road to Balestier and Mount Emily, so by now you may be thinking they’re not that rare. They really are though: there are only around 7,200 conserved shophouses in Singapore. In the course of writing the articles, I spoke to several people who lived in shophouses about their challenges […] The post Touring Rare Freehold Conservation Shophouses In Cairnhill (From $7 Million) first appeared on TheFinance.sg.

Times are tough and our nation is about to be tested; but one of those tests is going to be a test of patience. As any property agent can tell you right now, the challenge is in finding people willing to sell. With property prices in the upper stratosphere (for both public and private housing), 2025 is […] The post Can Singapore Property Prices Come Down In 2025? first appeared on TheFinance.sg.

Why 99-Year Leasehold Expiry Is NOT a Problem (And Why Some Freehold Properties Are Cheaper!) | Must-Watch for SG Property Investors Is your 99-year leasehold property going to ZERO value? Should you always choose freehold over leasehold? Think again. In this eye-opening video, we break down why the expiry of a 99-year leasehold isn’t necessarily […] The post Why HDB & L99 Going to S$0 is Not A Problem! first appeared on TheFinance.sg.

Paying off the home loan early isn’t the universally right move for everyone: it can tie up a lot of money in a property asset. But there are homeowners who aim to do just this, and some have ambitious goals like paying off a home loan even before their mid-forties. This week, we spoke to […] The post “We Treated Our Flat As A Liability” How One Couple Paid Off Their HDB In 15 Years first appeared on TheFinance.sg.

Summary The number of resale flats sold have fallen to a five-year low. Nearly 6,400 of such units were transacted in the first quarter of the year. This is down 7.7 per cent from the nearly 7,000 sold in the same period last year. Prices of these flats were up 1.5 per cent, lower than […] The post [Post 1150] Nearly 6,400 resale flats sold in Q1, lowest volume in 5 years first appeared on TheFinance.sg.

2024 was the year of the sub sale transaction. Usually rare, there were 1,428 sub sale transactions for the whole of the year; up from 1,294 units in 2023, and up from a mere 178 units(!) back in 2020. But realtors on the ground say they expect sub sales to continue growing for the coming year, […] The post Condo Profits Averaged $270K In 2024 Sub Sales: Could This Grow In 2025? first appeared on TheFinance.sg.

Dual-key units are something of a niche property. On the one hand, having a subunit opens up many different possibilities. On the other hand, some might complain that it restricts interior design possibilities and uses more space for utilities. This week, we spoke to architect RJ, who showed us how he maximised the square footage […] The post Why This Architect Chose A Dual-Key Condo (Even Though He Was Set On A BTO) first appeared on TheFinance.sg.

Buying a property under construction can be both exciting and challenging. While the prospect of capital appreciation and new facilities is appealing, it’s important to consider several factors to ensure a smooth purchase. Doing proper research, planning your finances, and understanding the legal details can help you make a well-informed decision. Here are some key […] The post What To Look Out for When Buying a Property Under Construction first appeared on TheFinance.sg.

Project Case Study: Penrose Client Details Early 30s Works in medical sales Buyer’s Brief  Solo investor with a budget under S$1M. Purchasing purely for investment, with no specific location or lifestyle preferences Open to both resale and new launch projects Challenges they faced Bought shortly after the COVID-19 pandemic, amid market uncertainty Limited to the […] The post Why We Bought A $960k 2-Bedder Condo At Penrose During COVID: A Buyer’s Case Study first appeared on TheFinance.sg.