Thinking of taking a bank loan for your HDB flat, but not quite sure if it’s actually the smarter move compared to an HDB loan? You’re definitely not alone. I’ve seen plenty of first-time buyers and even upgraders go down the same rabbit hole of interest rate tables, “promo” packages, and advice that sounds confident […] The post 11 Pros & Cons of Choosing a HDB Bank Loan first appeared on TheFinance.sg.

Becoming a homeowner is one of those milestones that can be very different for each person. For some, it’s a moment of relief at finally being free from landlords or meeting social expectations. For others, it’s a mild panic when they see the first mortgage repayment turn up and realise this is going to be […] The post Why More Land Doesn’t Automatically Fix Housing In Singapore first appeared on TheFinance.sg.

Becoming a homeowner is one of those milestones that can be very different for each person. For some, it’s a moment of relief at finally being free from landlords or meeting social expectations. For others, it’s a mild panic when they see the first mortgage repayment turn up and realise this is going to be […] The post What I Only Learned After My First Year Of Homeownership In Singapore first appeared on TheFinance.sg.

Last week, we searched for the cheapest 5-room flats in Singapore. This week we’re following up with the cheapest 4-room flats we could find instead. These units don’t just stand out not just for their pricing, but for reasons like nearby amenities, public transport access, and layout.  If you’re prioritising space and location over newness, […] The post Here Are The Cheapest 4-Room HDB Flats in Central Singapore You Can Still Buy From $490K first appeared on TheFinance.sg.

Dear fellow NAVIS elites, Are you consistently presenting to prospects but struggling to close?Do you feel confident in your product knowledge, market insights, and financial analysis—yet still fall short when it comes to conversion? Have you ever wondered why some agents, who seem less knowledgeable, are closing far more deals than you? If this sounds […] The post Presenting Often but Not Closing Deals? This Is for You. first appeared on TheFinance.sg.

After more than 15 years of training and leading high-performing real estate professionals, certain patterns consistently emerge among agents who produce results year after year. These habits are not just useful for property agents—they offer practical lessons that can be applied to life and business in general. Interestingly, top agents are not always the smoothest […] The post 5 Habits of Top-Producing Real Estate Agents first appeared on TheFinance.sg.

If you’re not comparing apples with apples, then you might be missing the point. When evaluating property investments, one concept that investors often misunderstand — or overlook entirely — is the difference between ROI (Return on Investment) and ROE (Return on Equity). Understanding this distinction is crucial because property is one of the few asset classes […] The post ROE vs ROI: A Critical Concept Many Property Investors Miss first appeared on TheFinance.sg.

Singapore Property 2025 Update: HDB Resale Slows + Condo Rental Weakness? (Dragon Tan) +65 8282 4442 (Dragon Tan) pls contact him for professional real estate services In this episode, I sit down with Dragon Tan — one of Singapore’s leading real estate specialists — for a no-fluff market briefing across HDB + Private, covering new […] The post HDB Resale Market Still Bad! Now Condo Rentals Falling! Interview with Dragon Tan! first appeared on TheFinance.sg.

Bukit Timah recorded a 53% take-up rate during its first sales weekend. It was an impressive showing and placed the project as one of the most popular new launch projects that year. The 158-unit development in District 21 is developed by Bukit Sembawang Estates. Other signature projects by the developer include The Atelier and the […] The post I Reviewed A New Launch 4-Bedroom Penthouse At Beauty World — Is $3,000 Psf Enough? first appeared on TheFinance.sg.

There’s a certain taboo in Singapore toward renting, though a good deal of it is self-inflicted. I’ve never actually heard anyone use the term tenant or renter as an insult, but the Singaporeans who are in that arrangement might consider themselves in an inadequate housing situation. While homeownership tends to be the norm for most Singaporeans, with homeownership rates for more […] The post When Renting In Singapore Is The Smarter Move — And Buying Can Wait first appeared on TheFinance.sg.