If you’re not comparing apples with apples, then you might be missing the point. When evaluating property investments, one concept that investors often misunderstand — or overlook entirely — is the difference between ROI (Return on Investment) and ROE (Return on Equity). Understanding this distinction is crucial because property is one of the few asset classes […] The post ROE vs ROI: A Critical Concept Many Property Investors Miss first appeared on TheFinance.sg.

Singapore Property 2025 Update: HDB Resale Slows + Condo Rental Weakness? (Dragon Tan) +65 8282 4442 (Dragon Tan) pls contact him for professional real estate services In this episode, I sit down with Dragon Tan — one of Singapore’s leading real estate specialists — for a no-fluff market briefing across HDB + Private, covering new […] The post HDB Resale Market Still Bad! Now Condo Rentals Falling! Interview with Dragon Tan! first appeared on TheFinance.sg.

Bukit Timah recorded a 53% take-up rate during its first sales weekend. It was an impressive showing and placed the project as one of the most popular new launch projects that year. The 158-unit development in District 21 is developed by Bukit Sembawang Estates. Other signature projects by the developer include The Atelier and the […] The post I Reviewed A New Launch 4-Bedroom Penthouse At Beauty World — Is $3,000 Psf Enough? first appeared on TheFinance.sg.

There’s a certain taboo in Singapore toward renting, though a good deal of it is self-inflicted. I’ve never actually heard anyone use the term tenant or renter as an insult, but the Singaporeans who are in that arrangement might consider themselves in an inadequate housing situation. While homeownership tends to be the norm for most Singaporeans, with homeownership rates for more […] The post When Renting In Singapore Is The Smarter Move — And Buying Can Wait first appeared on TheFinance.sg.

Today, we’re back in the East again for our landed estate exploration. This time at Fowlie Road. It’s been raining almost every day, so it was a little tricky to find a day clear enough to do one of these landed enclave walkabouts. You may be wondering what my logistical difficulties have to do with […] The post Why Singaporean Families Are Looking At This Landed Enclave From Around $4M first appeared on TheFinance.sg.

The first real test has begun: Lentor Modern has gone live. The Lentor enclave is primed for transformation. But unlike the regional shifts and master planned rejuvenation in areas like Jurong East or Woodlands North, Lentor’s rejuvenation is not helmed by a single large developer. Instead, the transformation of the previously quiet landed neighbourhood is […] The post Lentor’s First Condo Is Complete — The Early Profits May Surprise You first appeared on TheFinance.sg.

Buying an HDB flat is exciting. Until you hit the part where you have to pick a loan. And suddenly you’re staring at “HDB loan vs bank loan” comparisons, CPF rules, income ceilings, and calculators that feel like they were designed to stress you out. If you’re the type who wants predictable repayments and fewer […] The post Guide to HDB Loans: Eligibility, Interest Rates, & More first appeared on TheFinance.sg.

With the prices of some two-bedders in new launch projects this year priced from $1.8 million, it’s unsurprising that more buyers are turning toward the HDB resale market. But given relatively high replacement costs, some sellers may be unwilling to let go of their flat right now. But HDB buyers could see a glimmer of […] The post A Wave Of New HDB Resale Supply Is Coming In 2026: Here’s Where To Find Them first appeared on TheFinance.sg.

My wife and I are exploring our options to upgrade, as our family has grown and we now have three children. Here’s our current situation: Current Properties: My wife owns a one-bedder at Cradles, which is presently rented out for income. I own a three-bedder at Symphony Suites, which is our current home. Objective: We […] The post We Own A $800K 1-Bedder And A $1.1M 3-Bedder: Is It Possible To Upgrade To A 4-Bedder Condo? first appeared on TheFinance.sg.

This week, we’re looking at some of the cheapest 5-room flats you can still find in central Singapore. While prices in mature and city-fringe estates have continued to climb, there are still pockets where larger HDB units remain within reach, as the following units prove. We’ve curated a selection of 5-room flats that stand out […] The post These Are Some Of The Cheapest 5-Room HDB Flats Left In Central Singapore first appeared on TheFinance.sg.