Freehold condominiums are often considered legacy homes and price-resilient assets, given their tenure and desirability. As a result, properties with freehold tenure tend to get touted as ‘safe’ real estate and tend to be the property of choice for many Singaporean homeowners and investors. It just seems intuitive that without the limit of a 99-year […] The post These Freehold Condos Barely Made Money After Nearly 10 Years — Here’s What Went Wrong first appeared on TheFinance.sg.

Earlier this month, Ministry of Finance published an Occasional Paper “Income Growth, Inequality, and Social Mobility Trends in Singapore”. This paper reivew trends in income growth, inequality, and social mobility in Singapore. It also outlines theGovernment’s approach and policies to sustain a fair and inclusive society. This is an update of an earlier paper published […] The post Are We Holding Too Much Home Equity? first appeared on TheFinance.sg.

Thinking of buying a home with a friend in Singapore? For many singles, home ownership can feel like a waiting game. You may be earning well, ready to move out, and frustrated by rising rents, yet not keen, or eligible, to buy alone. That’s why buying a property with a friend has become an increasingly […] The post Buying a Home With a Friend in Singapore As Co-Owners first appeared on TheFinance.sg.

With private condos being much pricier after COVID, it’s reasonable that some families are turning to 5-room flats instead. But contrary to coffee shop talk, not every 5-room flat costs “nearly a million dollars or more” today. Even if you were to pick a 5-room flat near an MRT station, there are still affordable options […] The post Here Are The Cheapest 5-Room HDB Flats Near An MRT You Can Still Buy From $550K first appeared on TheFinance.sg.

Today, and throughout the rest of this week, many families who celebrate Chinese New Year will be busy with reunion dinners and wishing relatives good health and prosperity. Some of you might give out hong baos this year, some of you might still be receiving them. There will be many new homeowners welcoming friends and […] The post Happy Chinese New Year from Stacked first appeared on TheFinance.sg.

Every time a large TOTO jackpot makes the headlines, everyone starts contemplating what exactly they’d buy if that money materialised for them. With the total jackpot for the upcoming TOTO Hong Bao Draw 2026 hitting $12 million, that’s a windfall that opens the door to a lot more expensive things. But most Singaporeans aren’t the […] The post How I’d Invest $12 Million On Property If I Won The 2026 Toto Hongbao Draw first appeared on TheFinance.sg.

Thomas Hobbes wrote that people accumulate wealth not out of excess, but out of fear. That’s what comes to mind with this latest report on inequality in Singapore. Now most of that article covers familiar ground: the constant back-and-forth argument about how the GINI co-efficient should be calculated, so as to produce the most soothing results on […] The post The Unexpected Side Effect Of Singapore’s Property Cooling Measures first appeared on TheFinance.sg.

Headwinds in China’s prime residential property market continue, as the harsh winds of fragile buying sentiment contribute to weak demand across many major Chinese cities, according to a global market report by Savills. This year, the value of prime residential properties in China is forecasted to fall by 2% to 3.9% across major Chinese cities, […] The post Savills Just Revealed Where China And Singapore Property Markets Are Headed In 2026 first appeared on TheFinance.sg.

The ubiquitous 4-room flat is the workhorse of Singapore’s housing market. At just the right mix of size and quantum, they’re the most commonly sought first home for buyers. And yet, with the resale market still pricey following COVID, many homebuyers have found that affordable 4-room flats right now often mean an ulu location; and […] The post Here Are The Cheapest 4-Room HDB Flats Near An MRT You Can Still Buy From $450K first appeared on TheFinance.sg.