This contributed article was written by Sebastian Sieber, founder of Cashew (www.cashew.sg), a Singapore-based digital mortgage platform. If you speak to a large enough group of Singaporean homeowners, most of them would probably say that the HDB concessionary loan is the safest option when it comes to financing a home purchase, while some might view bank […] The post Why The ‘Safer’ HDB Loan Isn’t Always The Smarter Choice first appeared on TheFinance.sg.

One of the more common complaints about newer homes is that they simply don’t feel as spacious as they used to. Some of this is perception, but some of it is real: many older flats were built in an era when large living rooms, proper enclosed kitchens, and generous bedrooms were the norm; not a […] The post Here Are 5 Large 5-Room HDB Flats With 1,400 Sqft+ Space — From $598K first appeared on TheFinance.sg.

Every year, thousands of aspiring real estate professionals enter Singapore’s property industry with high hopes and ambitious goals. Without a doubt, many are intelligent, hardworking, and genuinely eager to help clients. Yet a significant number struggle to gain traction during their first few years. From my experience, the reason is rarely a lack of effort. […] The post 10 Mistakes New Real Estate Agents in Singapore Keep Making (And How to Avoid Them) first appeared on TheFinance.sg.

Bishan is one of Singapore’s most prominent towns and a unique residential neighbourhood. It isn’t a high-end central district like Orchard Road or Tanjong Pagar, but Bishan boasts the connectivity and amenities that rivals some of its prime residential counterparts. Coupled with its neighbourly character – families grow up there, their children attend school in […] The post Bishan Condo Prices Have Risen 83% In 10 Years. Here’s Why Buyers Still Pay Up first appeared on TheFinance.sg.

Will Union Square and CanningHill Piers breathe new life into Clarke Quay? For several years, editorials and news headlines have painted a dire picture of the nightlife at Clarke Quay. Prominent and familiar F&B operators have exited the market, and most tenants point to rising rents, stiff alcohol duties, and high labour costs that make […] The post The Plan To Revive Clarke Quay Starts With 1,062 New Homes first appeared on TheFinance.sg.

Throughout our series analysing executive condominiums (ECs) in Singapore, the story of The Canopy, a 406-unit development in Yishun, is a noteworthy case for the EC market. Launched for sale in November 2010, it entered the market after the Global Financial Crisis when the residential market in Singapore experienced an optimistic boom. At the time, interest […] The post Most EC Owners From This Era Made A Lot Of Money. Why Didn’t This Project Keep Up? first appeared on TheFinance.sg.

Thousands of rental agreements are signed each year, and every so often disputes concerning the security deposit between landlords and their tenants land both parties in court. A recently concluded dispute which featured a missing signed inventory list led to a landlord withholding $2,765 from a $8,000 deposit. The story behind this case, which worked its way […] The post How This Tenant Lost $1,695 From His Deposit — And How You Can Avoid The Same Costly Mistake first appeared on TheFinance.sg.

One of the biggest misconceptions about becoming a real estate agent in Singapore is that success happens immediately after passing the RES examination. Many new agents enter the industry expecting quick results, only to discover that real estate is a business built on trust, consistency, and relationships. The first year can feel particularly challenging because […] The post The New Real Estate Agent’s Roadmap: What You Should Be Doing at 3, 6 and 9 Months (2026) first appeared on TheFinance.sg.

The days of $1.3 million being comfortably sufficient for a three-bedroom condo are gradually fading. In many newer projects today, that amount isn’t even enough for a two-bedroom unit, especially if it’s in a more developed location. That doesn’t mean affordable family-sized homes have disappeared though. Older developments, and condos in less well-known locations, can […] The post Here Are 5 Of The Cheapest 3-Bedroom Condos You Can Still Buy — From Under $1.3M first appeared on TheFinance.sg.

When the government first introduced the Sellers Stamp Duty (SSD) in 2010, to curb short-term housing speculation, it was a clear move by the government to ‘kill’ the act of residential property ‘flipping’. Now, after several revisions to the SSD framework, including the latest revisions rolled out in 2025, I have a more nuanced perspective of […] The post Why Some New Condo Owners Struggle To Sell Even After Prices Have Risen first appeared on TheFinance.sg.