There’s a certain taboo in Singapore toward renting, though a good deal of it is self-inflicted. I’ve never actually heard anyone use the term tenant or renter as an insult, but the Singaporeans who are in that arrangement might consider themselves in an inadequate housing situation. While homeownership tends to be the norm for most Singaporeans, with homeownership rates for more […] The post When Renting In Singapore Is The Smarter Move — And Buying Can Wait first appeared on TheFinance.sg.

Today, we’re back in the East again for our landed estate exploration. This time at Fowlie Road. It’s been raining almost every day, so it was a little tricky to find a day clear enough to do one of these landed enclave walkabouts. You may be wondering what my logistical difficulties have to do with […] The post Why Singaporean Families Are Looking At This Landed Enclave From Around $4M first appeared on TheFinance.sg.

The first real test has begun: Lentor Modern has gone live. The Lentor enclave is primed for transformation. But unlike the regional shifts and master planned rejuvenation in areas like Jurong East or Woodlands North, Lentor’s rejuvenation is not helmed by a single large developer. Instead, the transformation of the previously quiet landed neighbourhood is […] The post Lentor’s First Condo Is Complete — The Early Profits May Surprise You first appeared on TheFinance.sg.

Buying an HDB flat is exciting. Until you hit the part where you have to pick a loan. And suddenly you’re staring at “HDB loan vs bank loan” comparisons, CPF rules, income ceilings, and calculators that feel like they were designed to stress you out. If you’re the type who wants predictable repayments and fewer […] The post Guide to HDB Loans: Eligibility, Interest Rates, & More first appeared on TheFinance.sg.

With the prices of some two-bedders in new launch projects this year priced from $1.8 million, it’s unsurprising that more buyers are turning toward the HDB resale market. But given relatively high replacement costs, some sellers may be unwilling to let go of their flat right now. But HDB buyers could see a glimmer of […] The post A Wave Of New HDB Resale Supply Is Coming In 2026: Here’s Where To Find Them first appeared on TheFinance.sg.

My wife and I are exploring our options to upgrade, as our family has grown and we now have three children. Here’s our current situation: Current Properties: My wife owns a one-bedder at Cradles, which is presently rented out for income. I own a three-bedder at Symphony Suites, which is our current home. Objective: We […] The post We Own A $800K 1-Bedder And A $1.1M 3-Bedder: Is It Possible To Upgrade To A 4-Bedder Condo? first appeared on TheFinance.sg.

This week, we’re looking at some of the cheapest 5-room flats you can still find in central Singapore. While prices in mature and city-fringe estates have continued to climb, there are still pockets where larger HDB units remain within reach, as the following units prove. We’ve curated a selection of 5-room flats that stand out […] The post These Are Some Of The Cheapest 5-Room HDB Flats Left In Central Singapore first appeared on TheFinance.sg.

Singapore’s shophouse market recorded 36 transactions in 2H2025, with sales valued at about $281.2 million. This is a slight increase compared to the 34 deals inked in 1H2025 where the sales volume was about $235 million, according to a market report by ERA Singapore. Overall, sales activity in the shophouse segment dropped to a 10-year […] The post $281.2M in Singapore Shophouse Deals in 2H2025 — But That Number Doesn’t Tell the Full Story first appeared on TheFinance.sg.

Is 2026 the right time to buy a new launch project? We don’t mean that in financial terms here. Rather, the question we’re asking is whether design themes and prevailing trends in Singapore’s property market today really suit your needs. Every few decades in Singapore is marked by certain fads, and what was considered trending […] The post 5 Key Features Buyers Should Expect in 2026 New Launch Condos first appeared on TheFinance.sg.

Singapore’s property market has evolved as a result of policy adjustments and shifting market trends, spurred by recent crises such as the Global Financial Crisis in 2009 and the Covid-19 pandemic in 2019. Not all of it is bad and some steps, like cooling measures and loan curbs, were probably necessary to ensure stability in […] The post What “Lucky” Singaporean Homebuyers Used To Get Away With — That You Can’t Today first appeared on TheFinance.sg.