Or at least, a dangerously incomplete one. I get that it’s intuitive; if you’re a young first-time homebuyer, the first thoughts that float to mind are: Can I make the down payment? Do I have enough in my CPF? Can I meet the Mortgage Servicing Ratio or Total Debt Servicing Ratio, and why is everything an […] The post I Learned This Too Late After Buying My First Home first appeared on TheFinance.sg.

“Can I afford it?” is the wrong first question to ask young homebuyers.  Or at least, a dangerously incomplete one. I get that it’s intuitive; if you’re a young first-time homebuyer, the first thoughts that float to mind are: Can I make the down payment? Do I have enough in my CPF? Can I meet the […] The post “Can I Afford It?” Is Only Part of The Big Question When Buying A First Home first appeared on TheFinance.sg.

Can the cost for a cup of matcha latte tell you how liveable a city is? That’s one of the factors that Savills, a global real estate services provider, is using in its inaugural Matcha Index – a study that assesses urban liveability through cafe culture, matcha affordability, and quality of cafes. You might be […] The post What A $6.99 Cup of Matcha Tells Us About Liveability in Singapore first appeared on TheFinance.sg.

Floor height is one of the main factors in developer pricing. It almost goes without saying that, as far as new launches go, a higher floor will cost more than a lower one. Even floor height discounts only have meaning because of this assumption; otherwise “all-floors-same-price” wouldn’t be much of a sales promo. But just […] The post How To Decide Between A High Or Low Floor Condo Unit — And Why Most Buyers Get It Wrong first appeared on TheFinance.sg.

The Government Is Actively Cooling the Market Down Singapore’s property market is not slowing by accident — it is being actively managed. In this video, I break down why the government has turned on the BTO supply tap, what the numbers really say from 2018 all the way to 2026, and how this policy shift […] The post Govt Just killed the Good Days of HDB Resale Market! Next would be the Condos! first appeared on TheFinance.sg.

A four-room flat in Clementi Crest has set a new record price for a four-room HBD in Clementi. According to transaction data, the 1,001 sq ft unit, which is on the 40th to 42nd floors, in block 445A Clementi Avenue 3 was sold for $1.35 million ($1,349 psf) earlier this week. This transaction trumps the […] The post This 4-Room HDB Just Crossed $1.3M — Outside the Usual Prime Hotspots first appeared on TheFinance.sg.

Million-dollar flats are no longer a rarity, but not all of them offer the same value. This week, we’re looking specifically at renovated HDB units that are within walking distance of an MRT station, where the price tag is backed up by location, layout, and move-in-ready condition. These homes stand out not just for their […] The post Here Are 5 Rare Newly-Renovated HDB Flats Near MRT Stations You Can Still Buy In 2026 first appeared on TheFinance.sg.

Hi Stacked, I have been following your articles and would appreciate it if you can help analyse our present home situation. My husband and I own a unit in Windermere and a 5-room flat at Yew Tee, which are both fully paid. We are in our late 50s: one is retired and the other is […] The post We’re In Our 50s And Own An Ageing Leasehold Condo And HDB Flat: Is Keeping Both A Mistake? first appeared on TheFinance.sg.

Our en bloc journey has yet another twist in the tale before the final conclusion. It’s been a pretty crazy ride, one that lasted 3 attempts over 8 years, but there’s one last fight in this aging estate yet. Loyang Valley will relaunch for tender on 8 January 2026 at the same Reserve Price of […] The post Loyang Valley en bloc relaunch in January 2026 first appeared on TheFinance.sg.

On paper, a one-bedder seems like the most obvious choice for a landlord. Its relatively smaller size and corresponding lower price tag doesn’t just mean lower capital commitment; it often means a higher rental yield, lower maintenance, and renovation costs. But today, you’ll hear many more objections to this conventional approach – sometimes directly from […] The post Does Buying A One-Bedroom Condo Still Make Sense As An Investment In 2026 first appeared on TheFinance.sg.