Now we have more clarification on decoupling, and it’s no longer the simple hack many of us were told to think. For most of the ‘00s to ‘10s, decoupling was positioned as a property hack to avoid paying Additional Buyers Stamp Duty (ABSD). The concept is simple: One spouse transfers their share of the home […] The post Decoupling Is No Longer a Property Hack: What the Courts and IRAS Have Made Clear first appeared on TheFinance.sg.

At first glance, fixed fee agents can seem like an easy win. After all, who wouldn’t want to save on commissions and keep more of the sale proceeds? But fixed fee agents don’t work equally well for every property. In fact, if you’re selling certain kinds of homes, such as boutique condos, luxury projects, or […] The post Why Fixed Fee Agents Might Cost You More Than You Think first appeared on TheFinance.sg.

If you’ve been in the property market long enough, you’ll remember the circus that was the launch of Hundred Palms Residences in 2017. People queued overnight. There were stories (unverified) of people being paid just to give up their place in a queue. And within seven hours, 531 units were gone. This was even more […] The post How We Sold Our Hundred Palms EC in a Day (And Why We Took the First Offer) first appeared on TheFinance.sg.

Due to rising prices, a greater number of buyers are turning toward two-bedders, or some variant of this layout (e.g., 2+1 units). Given that new launch two-bedders are hovering in the $1.8 million category, it’s also unsurprising that buyers may seek resale alternatives. Whilst the supply is tight right now (fewer people are selling due […] The post Which Resale Two-Bedroom Condos Quietly Made Buyers Six-Figure Profits In Singapore? first appeared on TheFinance.sg.

Applying for a Build-To-Order (BTO) flat as a couple is more than just finding a place to live. It’s seen as a serious commitment, often made even before marriage, and a big step towards building a life together. But what if the relationship ends before the flat is ready, or after you’ve already moved in? […] The post How a Break Up Affects Your BTO Flat Application first appeared on TheFinance.sg.

The Core Central Region (CCR) was once viewed as an enclave for the very wealthy, or for foreigners with deep pockets. Orchard Road was the designer shopping stretch, Tanglin was the diplomatic enclave, River Valley was old-money residential…and whilst it hasn’t totally disappeared, the vibe is definitely changing. From recent launches to the predictable effects […] The post Why Developers Are Now Building for Families in Singapore’s Most Expensive Districts first appeared on TheFinance.sg.

We may be setting the property market up for a wave of downsizing into the resale flat segment. For most people, the focus in real estate is climbing the ladder: from BTO to resale, then condo, and possibly even landed property. It’s what agents often used to call property wealth progression, and it was heard all […] The post Why More Singaporeans May Soon Trade Condos For Resale HDBs first appeared on TheFinance.sg.

Some Singaporeans may have tuned into the NDP Rally expecting more announcements about housing affordability. Instead, the Prime Minister spent much of his 2025 address on global politics and geopolitical shifts. Nonetheless, the Prime Minister did acknowledge that housing is an ongoing concern, saying that: “Besides jobs, we will continue to focus on areas that […] The post NDP Rally 2025: The 4 Key Housing Takeaways for Singaporeans first appeared on TheFinance.sg.

Many years ago – so far back that Stacked didn’t exist yet – I put out an article about how SERS might not be the end-game we were all expecting. This was close to two decades ago, when some of us still held out for the possibility that SERS would be the generous solution to […] The post From SERS to VERS: What Every HDB Owner Needs to Know About the Big Shift first appeared on TheFinance.sg.

If you’re looking to buy a condo, 3-bedders are perhaps one of the first unit types you’ll consider. They’re between 1-bedroom and 5-bedroom units, frequently making them the best balance between size and price quantum. This week, we ranked our favourite 3-bedroom condos by “lowest to highest price” that still offer great value in terms […] The post 5 Cheapest 3-Bedroom Condos To Buy Right Now In 2025 (From $980K) first appeared on TheFinance.sg.