Buying an HDB flat is exciting. Until you hit the part where you have to pick a loan. And suddenly you’re staring at “HDB loan vs bank loan” comparisons, CPF rules, income ceilings, and calculators that feel like they were designed to stress you out. If you’re the type who wants predictable repayments and fewer […] The post Guide to HDB Loans: Eligibility, Interest Rates, & More first appeared on TheFinance.sg.

With the prices of some two-bedders in new launch projects this year priced from $1.8 million, it’s unsurprising that more buyers are turning toward the HDB resale market. But given relatively high replacement costs, some sellers may be unwilling to let go of their flat right now. But HDB buyers could see a glimmer of […] The post A Wave Of New HDB Resale Supply Is Coming In 2026: Here’s Where To Find Them first appeared on TheFinance.sg.

My wife and I are exploring our options to upgrade, as our family has grown and we now have three children. Here’s our current situation: Current Properties: My wife owns a one-bedder at Cradles, which is presently rented out for income. I own a three-bedder at Symphony Suites, which is our current home. Objective: We […] The post We Own A $800K 1-Bedder And A $1.1M 3-Bedder: Is It Possible To Upgrade To A 4-Bedder Condo? first appeared on TheFinance.sg.

This week, we’re looking at some of the cheapest 5-room flats you can still find in central Singapore. While prices in mature and city-fringe estates have continued to climb, there are still pockets where larger HDB units remain within reach, as the following units prove. We’ve curated a selection of 5-room flats that stand out […] The post These Are Some Of The Cheapest 5-Room HDB Flats Left In Central Singapore first appeared on TheFinance.sg.

Singapore’s shophouse market recorded 36 transactions in 2H2025, with sales valued at about $281.2 million. This is a slight increase compared to the 34 deals inked in 1H2025 where the sales volume was about $235 million, according to a market report by ERA Singapore. Overall, sales activity in the shophouse segment dropped to a 10-year […] The post $281.2M in Singapore Shophouse Deals in 2H2025 — But That Number Doesn’t Tell the Full Story first appeared on TheFinance.sg.

Is 2026 the right time to buy a new launch project? We don’t mean that in financial terms here. Rather, the question we’re asking is whether design themes and prevailing trends in Singapore’s property market today really suit your needs. Every few decades in Singapore is marked by certain fads, and what was considered trending […] The post 5 Key Features Buyers Should Expect in 2026 New Launch Condos first appeared on TheFinance.sg.

Singapore’s property market has evolved as a result of policy adjustments and shifting market trends, spurred by recent crises such as the Global Financial Crisis in 2009 and the Covid-19 pandemic in 2019. Not all of it is bad and some steps, like cooling measures and loan curbs, were probably necessary to ensure stability in […] The post What “Lucky” Singaporean Homebuyers Used To Get Away With — That You Can’t Today first appeared on TheFinance.sg.

A consortium of developers comprising CapitaLand Development, CapitaLand Integrated Commercial Trust, and UOL Group have submitted the top bid of $1.5 billion for a mixed-use government land sale (GLS) site in District 19. The bid price translates to $1,179 psf per plot ratio (ppr). The tender for the 504,820 sq ft site, which is located […] The post CapitaLand–UOL’s $1.5 Billion Hougang Central Bid May Put Future Prices Above $2,500 PSF first appeared on TheFinance.sg.

If you were last looking for a home in 2010 or before, the current property market will look about as familiar as Mars. A lot of former assumptions and truisms have been flipped on their head: city fringe properties almost matching District 9 or 10 condos on a $PSF basis? We have those now. Buyers […] The post What Changed In Singapore’s Property Market In 2025 — And Why It Matters first appeared on TheFinance.sg.

How bad can the compact unit trend get? It’s all a matter of perspective. Singaporeans like to think we have it pretty bad – in recent years, three-bedders have been around 800 to 900 sq ft. (or even 700 sq ft), two-bedders at under 600 sq ft., and one-bedders at around 400 sq ft. And as […] The post How Much Smaller Can Singapore Homes Get? first appeared on TheFinance.sg.